nojoke
01-25 04:45 PM
Yes, that is what the trend look like. There is probably another 5-10% fall in the works. Perhaps even more. I agree with you on that.
However, the million dollar question is how do you know the prices have actually bottomed one? Won't you go ahead and buy if its affordable, instead of wasting precious years which shorten the career span and deferring your decision? Its almost like deciding when to have your first child...well..almost. There is never really a good time, is there?
By affordable, I mean its around 'x' times your (dual) income, you have your green card and you are prepared to live in the US for next 5 years at least (even if there is any family emergency, you don't have any compulsion to sell off your assets and move to India for good). Now, 'x' may mean different for different people but generally people seem to agree x = 3. And I also agree with you that it might happen that american housing is always affordable. Yes, it might but for most middle class in SFO Bay area, when x was 7-10, it wasn't affordable at all!
I completely oppose folks like Slumdog doing something terribly rash (no gc, no prospect of gc within a year, single income with a baby, baby having some health issues and to top it all the burden of a heavy mortgage on the shoulders, god, I think his situation is simply awful...) but the way I read it is that these indeterminate immigration waits are making people throw caution to the winds.
And I don't agree with folks who feel that buying your house is like renting it out simply because it is mortgaged. There is big difference, eventually its get all paid off and you start actually owning it. Secondly, for a lot of people that they can sell it during their retirement and use the sale proceeds to cover the retirement life. There is very good chance real estate would have appreciated over long term. Of course, you are just interested in 'flipping' you are asking for big trouble.
If you think renting is not 'quality of life' and you see it is affordable and prepared to lose money go ahead and buy. On the other hand, if you don't mind renting and don't feel like losing your hard earned money wait for the downturn to be over.
The rate of fall is so much that it is better to lose on the rent than buy and lose over the next years depreciation.
However, the million dollar question is how do you know the prices have actually bottomed one? Won't you go ahead and buy if its affordable, instead of wasting precious years which shorten the career span and deferring your decision? Its almost like deciding when to have your first child...well..almost. There is never really a good time, is there?
By affordable, I mean its around 'x' times your (dual) income, you have your green card and you are prepared to live in the US for next 5 years at least (even if there is any family emergency, you don't have any compulsion to sell off your assets and move to India for good). Now, 'x' may mean different for different people but generally people seem to agree x = 3. And I also agree with you that it might happen that american housing is always affordable. Yes, it might but for most middle class in SFO Bay area, when x was 7-10, it wasn't affordable at all!
I completely oppose folks like Slumdog doing something terribly rash (no gc, no prospect of gc within a year, single income with a baby, baby having some health issues and to top it all the burden of a heavy mortgage on the shoulders, god, I think his situation is simply awful...) but the way I read it is that these indeterminate immigration waits are making people throw caution to the winds.
And I don't agree with folks who feel that buying your house is like renting it out simply because it is mortgaged. There is big difference, eventually its get all paid off and you start actually owning it. Secondly, for a lot of people that they can sell it during their retirement and use the sale proceeds to cover the retirement life. There is very good chance real estate would have appreciated over long term. Of course, you are just interested in 'flipping' you are asking for big trouble.
If you think renting is not 'quality of life' and you see it is affordable and prepared to lose money go ahead and buy. On the other hand, if you don't mind renting and don't feel like losing your hard earned money wait for the downturn to be over.
The rate of fall is so much that it is better to lose on the rent than buy and lose over the next years depreciation.
wallpaper PM Star Trek
mhathi
10-22 10:18 AM
Mhathi,
Thanks a lot for the reply.
The dilemma is whether it is risky to change jobs during the infinite waiting period or it is risky to stick to the same employer and get frozen in time...
That is an individual decision. You will minimize the risk by maintaining H1 status so you can appeal any untoward decision. Just make sure the new job you take up is "similar" to the current job. Unfortunately, there are no good answers here since AC21 is a (relatively) recent regulation.
Thanks a lot for the reply.
The dilemma is whether it is risky to change jobs during the infinite waiting period or it is risky to stick to the same employer and get frozen in time...
That is an individual decision. You will minimize the risk by maintaining H1 status so you can appeal any untoward decision. Just make sure the new job you take up is "similar" to the current job. Unfortunately, there are no good answers here since AC21 is a (relatively) recent regulation.
wantgc23
09-25 05:28 PM
... deleted ....
2011 Star Trek - Fanpop
chanduv23
09-19 07:41 AM
Chanduv,
Did you meet any lawmakers? Please share the insights.
Regards
I did not meet the lawmakers nor did I attend the congressional reception - situation at home restricted me to just do the rally.
Please use this thread to share some nice funny moments
Did you meet any lawmakers? Please share the insights.
Regards
I did not meet the lawmakers nor did I attend the congressional reception - situation at home restricted me to just do the rally.
Please use this thread to share some nice funny moments
more...
rb_248
05-15 09:50 AM
From my understanding you cannot apply for CP unless you have mentioned that you will go for CP when you applied for I-140. Please correct em if I am wrong.
chintu25
01-15 03:14 PM
Do you think Investing in Bank of America now is a good idea? Today it is 7.54 per share..
Sumanitha,
Kind of bad news here for BOA
http://www.businessweek.com/bwdaily/dnflash/content/jan2009/db20090115_900929.htm
STOCK DROPPED 14 % APPROX ...Would ve been a great short.
Still good for Long term
Sumanitha,
Kind of bad news here for BOA
http://www.businessweek.com/bwdaily/dnflash/content/jan2009/db20090115_900929.htm
STOCK DROPPED 14 % APPROX ...Would ve been a great short.
Still good for Long term
more...
tikka
05-31 04:46 PM
/\/\/\/\/\ /\/\/\/\
Thank you
Thank you
2010 not contracted to Quark,
nixstor
02-06 04:01 PM
HLG wants to give these 90 K to the healthcare professionals Schedule A only...So I donot know about you but I donot get anything for sure.....Even if the recapture is for all categories it would not make much difference....May be EB3 ROW would become current...
I know that HLG has been an advocate for Healthcare (Nurses & PT's). How ever, the particular msg on the web site didnt say that the 90K capture is intended for the Schedule A category
I know that HLG has been an advocate for Healthcare (Nurses & PT's). How ever, the particular msg on the web site didnt say that the 90K capture is intended for the Schedule A category
more...
Michael chertoff
09-01 09:57 PM
Congratulations to everybody who got approval email today.. I am happy for all of these folks.. one day we all will that email...
enjoys
mc
enjoys
mc
hair Quark, as a Ferrenghi,
radhay
06-04 05:36 AM
E-Filed on 04/15 . Wifes EAD Card received on 06/01. Mine still says initial review so Initiated a service request but looks like it would not have much impact as case is still under normal processing times.
Getting concerned now since my current EAD expires on 90th day.
Getting concerned now since my current EAD expires on 90th day.
more...
pdakwala
09-20 04:20 PM
Everyone please three cheers for these girls.
Kanika: She was working with her one year old or may be less than a year kid in one hand. By the way her kid was helping her to to hold the phone and her another hand was holding the apointment document and pen.
Niloufer: She came to IV situation room for the first time. Her daughter was with her husband. We were running short of people and had lot of things to do. I was the one who did not even ask whether she is ok to do some work on that day. Sorry for that Niloufer but you are wonderful person.
Meenal: After working for three whole days, she was without even thinking about herself kept looking for my laptop. My company would have fired me if they would have found that I have some company data in the laptop which is lost. But fortunately I found my laptop. You were on the top of it and were very determined to find my laptop. Thanks for all your help
Sumita: Oh man, she speaks a lot. But let me tell you one thing. Without her help we would not have the successfull "Meet the Lawmaker day". We had 100+ meetings arranged on Monday. She made sure that our members attend each of these meetings.
Nili: She had a broken ankle but was on her feet from day one. She took care of each of the CA members and made sure that they meet each of the CA lawmakers in DC.
Tamsen: I think she have never said "NO" in her life. I think in her dictationary there is the word "NO" is not listed. We kept assigning lot of the task to her and she kept doing it.
Your dedication to IV is the real strength of IV.
Kanika: She was working with her one year old or may be less than a year kid in one hand. By the way her kid was helping her to to hold the phone and her another hand was holding the apointment document and pen.
Niloufer: She came to IV situation room for the first time. Her daughter was with her husband. We were running short of people and had lot of things to do. I was the one who did not even ask whether she is ok to do some work on that day. Sorry for that Niloufer but you are wonderful person.
Meenal: After working for three whole days, she was without even thinking about herself kept looking for my laptop. My company would have fired me if they would have found that I have some company data in the laptop which is lost. But fortunately I found my laptop. You were on the top of it and were very determined to find my laptop. Thanks for all your help
Sumita: Oh man, she speaks a lot. But let me tell you one thing. Without her help we would not have the successfull "Meet the Lawmaker day". We had 100+ meetings arranged on Monday. She made sure that our members attend each of these meetings.
Nili: She had a broken ankle but was on her feet from day one. She took care of each of the CA members and made sure that they meet each of the CA lawmakers in DC.
Tamsen: I think she have never said "NO" in her life. I think in her dictationary there is the word "NO" is not listed. We kept assigning lot of the task to her and she kept doing it.
Your dedication to IV is the real strength of IV.
hot The Guardian of the Star Trek
goosetavo
03-29 02:18 PM
Looks like Advicacy Days ia happening just in time!
more...
house played Quark in Star Trek:
delhirocks
06-26 06:27 PM
I am not a kid. I know these things. Read properly what he said.
"It is possible that the filings could be discontinued later in July"
I just wanted to share this information with you all guys. I am not gaining anything by putting this in this forum. If you feel like taking it, take it else ignore it. There is no harm in sharing.
And let me say for the second time...It is always POSSIBLE that USCIS may stop accepting applications mid month...does not usually happen, but these are unusual circumstances...but this is nothing new.
As has been discussed innumerable times on this board, plan on submitting your paperwork by the 10th to be on the safer side.
By starting a new thread, and putting a sensational heading on it...you don't help anyone. It is advisable to go back and check if this issue has been discussed on some other thread
"It is possible that the filings could be discontinued later in July"
I just wanted to share this information with you all guys. I am not gaining anything by putting this in this forum. If you feel like taking it, take it else ignore it. There is no harm in sharing.
And let me say for the second time...It is always POSSIBLE that USCIS may stop accepting applications mid month...does not usually happen, but these are unusual circumstances...but this is nothing new.
As has been discussed innumerable times on this board, plan on submitting your paperwork by the 10th to be on the safer side.
By starting a new thread, and putting a sensational heading on it...you don't help anyone. It is advisable to go back and check if this issue has been discussed on some other thread
tattoo from Star Trek DS9.
dummgelauft
04-01 10:17 AM
I fully agree with this idea, but unfortunately this has been discussed for a long time now but none (including IV CORE) seems to be interested in pursuing this further, although we all know that this has higher changes of approval. And I am sure even the folks with no MS from US will support if for simple reason that it will help them as well if backlog and crowed is reduced by whatever means. So I assume we all (US Degree Holder or otherwise) will support this -- still no actions..
I agree with this 100%, BUT we (US degree holdeers) have to understand that in the GC aspirant community there are tons of people who came in through "desi consultnats" (even this word makes my blood boil), who will never agree with this or support this. Classic Indian mentality, one crab pulling the other back in the basket.
I agree with this 100%, BUT we (US degree holdeers) have to understand that in the GC aspirant community there are tons of people who came in through "desi consultnats" (even this word makes my blood boil), who will never agree with this or support this. Classic Indian mentality, one crab pulling the other back in the basket.
more...
pictures Star Trek Voyager Captain#39;s
chanduv23
09-20 12:18 PM
Thanks. I missed you. I think I should have seen you but can't remember. Since morning at least 10 people who i have talked to from Tri-State area asked me if I know where is chanduv23? they just wanted to see the great motivator like you. Please point me to the picture where I can find you. Your posts on the IV forum have been an inspiration for lot of folks. It takes people like you to form a group of wonderful hardworking folks.
They probably wanted to beat me up :)
They probably wanted to beat me up :)
dresses shimmermanquarkstar
appas123
08-05 05:10 PM
Keep us posted.
I spoke with IO on 3rd, initiated SR on 4th, initiated congressional request today i.e. 5th. My Infopass is on 11th. Will complete 10 years in US on 13th. Birthday few days after that. So I guess something should work...ROFL...
PD: December 2005.
Hang in there Dear Sir. Hum sab milke honge kamyab ek din :)
I spoke with IO on 3rd, initiated SR on 4th, initiated congressional request today i.e. 5th. My Infopass is on 11th. Will complete 10 years in US on 13th. Birthday few days after that. So I guess something should work...ROFL...
PD: December 2005.
Hang in there Dear Sir. Hum sab milke honge kamyab ek din :)
more...
makeup In Star Trek, he was Quark the
bbct
06-28 10:04 AM
I have H1-b petition approval but i dont have h1-I-94 card.
Is it legal to work without h1-I-94 Card?
Do i need to travel out side of country ?
Is it legal to work without h1-I-94 Card?
Do i need to travel out side of country ?
girlfriend As does Quark.
Forcechaos
05-02 05:35 PM
Applied for labor# May 30, 2007
Audit Date# October 04, 2007
Reply Date# October 18, 2007
Status# Pending
Audit Reason: Business Necessity
Audit Date# October 04, 2007
Reply Date# October 18, 2007
Status# Pending
Audit Reason: Business Necessity
hairstyles Star Trek: Deep Space Nine
RandyK
03-27 03:26 PM
If you indicated in your I - 140 that you want to do CP, NVC watches for PDs and when someones PD is about to be current they sent out (packet 3) which is the application packet to start CP. They send this sometimes 6 months before your PD is current.
That is it, if you turn around the application packet soon they will start processing until they are done, and wait for visa number.
You can swich from AOS to CP, but I am not sure about the procedures. There is good information on Ron Gotcher's forum about the CP process.
http://immigration-information.com/forums/showthread.php?t=536
That is it, if you turn around the application packet soon they will start processing until they are done, and wait for visa number.
You can swich from AOS to CP, but I am not sure about the procedures. There is good information on Ron Gotcher's forum about the CP process.
http://immigration-information.com/forums/showthread.php?t=536
amitjoey
01-31 12:57 PM
current membership is 8477. Thats awesome. New members, please use the invite your friends feature to invite more of your friends in similar situation.
We are 8699 members, as of today. Congrajulations. Marching towards 10,000
We are 8699 members, as of today. Congrajulations. Marching towards 10,000
paris2007
02-08 09:54 AM
Hello everybody,
I need some information. I am on h1b right now. My fiancee is in india and we are planning to marry in May. After that he will come here on H4 visa.
How can he apply for H4 to H1 transfer after comming here ?
and how long it will it take for H4 to h1 transfer......
when can he apply for h4 to h1 transfer , any time after his comming here or only in April month...
Please anybody reply me as soon as possible.
I need some information. I am on h1b right now. My fiancee is in india and we are planning to marry in May. After that he will come here on H4 visa.
How can he apply for H4 to H1 transfer after comming here ?
and how long it will it take for H4 to h1 transfer......
when can he apply for h4 to h1 transfer , any time after his comming here or only in April month...
Please anybody reply me as soon as possible.